NewVirtual Finance Office, now liveRead more

The finance function
your business deserves.

Partner-led chartered accountancy for ambitious UK businesses. No jargon. No hidden fees. Just clarity, compliance, and the kind of strategic advice that used to require a Big 4 invoice.

ICAEW Chartered Accountants125+ yrs Big 4 experienceFixed monthly feesXero, QB & Sage partner
Average tax saving
~17%
for advisory clients to date
Client retention
100%
since incorporation
Year-end accounts
21 days
average turnaround
Trusted by founders & finance teams across the UK
What we do

Full-service finance, packaged for the way you actually work.

Eight disciplines, one partner. Pick the services you need today, scale into the rest as you grow. Every engagement is led by a qualified chartered accountant.

Bookkeeping

We keep your financial records accurate, compliant, and up to date. You focus on running your business while we keep your books in order.

8 sub-servicesLearn more

Accounting

Clear, reliable accounts prepared with precision and transparency. Giving you the insights you need to make confident business decisions.

4 sub-servicesLearn more

Tax

We simplify tax compliance while maximising savings and allowances. From VAT to annual returns, we make sure you never pay more than you should.

12 sub-servicesLearn more

Payroll

Seamless, compliant payroll management that looks after your team. From payslips to pensions, everything is handled with care and accuracy.

7 sub-servicesLearn more

Audit & Assurance

Independent, thorough audits that build trust and credibility. Turning compliance into insights that strengthen your business.

9 sub-servicesLearn more

Advisory & Consultancy

Make informed business decisions with clarity and confidence. Our advisory service blends financial expertise with practical insight to guide you through challenges and opportunities.

7 sub-servicesLearn more

Corporate Finance

From startup support to growth strategies, we act as your financial sounding board. We don't just consult, we partner with you for success.

7 sub-servicesLearn more

Business Valuations

Understanding the true value of your business is critical. Our valuation services are thorough, objective, and tailored to your unique needs in sale, investment, or internal decision-making.

7 sub-servicesLearn more

Director ID Verification (ACSP)

Identity verification for directors and PSCs, completed by an Authorised Corporate Service Provider. Compliant with the Companies House regime that came into force on 18 November 2025.

7 sub-servicesLearn more
Our flagship · Virtual Finance Office

A strategic finance team
without the headcount.

Bookkeeping, management accounts, tax, payroll, and a fractional FD, all under one monthly fee. It’s the finance function a 50-person company would build, delivered from day one.

  • Dedicated partner + accountant + bookkeeper
  • Live dashboards, month-end packs, board reporting
  • Quarterly tax & cash planning reviews
  • No seat fees. No setup fees. No surprises.
Management pack
March 2026 · Northlane Group
Filed
Revenue
£4.82M
+14.2%
Gross margin
62.1%
+1.8pp
Cash runway
18 mo
+2 mo
Cash flow · 13-weekStrong
Corp tax · Q1 paid
HMRC
VAT return filed
Jan-Mar
Payroll reconciled
March
What we stand for

Four principles. In every engagement.

These aren't posters on the wall, they're the working rules that shape how we scope, price, and deliver.

01

Committed

Commitment is the foundation of everything we do. We take every client's goals personally, working with precision and persistence to deliver more than expected.

02

Partners

Accountancy is not just about numbers, it's about people. We see ourselves as partners in your journey, standing beside you, anticipating challenges, and unlocking opportunities together.

03

Accessible

Great advice only matters if it's within reach. We pride ourselves on being approachable, responsive, and clear. No jargon, no closed doors, just open conversations and practical insights.

04

Reliable

Trust is earned, not claimed. Clients turn to us because they know we deliver consistently, carefully, and with integrity at the heart of every decision.

How it works

Four steps. No mystery fees.

Switching accountants sounds painful because it usually is. We've turned it into four low-friction steps, most clients are live within 10 business days.

01

Discovery call

A 45-minute conversation with a partner. We listen, diagnose, and tell you honestly whether we're the right fit.

02

Proposal & scope

A fixed-fee proposal within 48 hours. No waffle, no hidden clauses, just scope, price, and outcomes.

03

Onboarding

Software connected, prior-year files reviewed, handover from your old accountant handled end-to-end.

04

Ongoing delivery

Monthly packs, quarterly reviews, and a partner on call. You focus on the business; we handle the numbers.

£389M
client turnover under management
55+
UK businesses served
125yr
cumulative Big 4 experience
0
HMRC penalties on our watch
Why FMY

Accounting that works like a senior hire, not a supplier.

Partner-led, always

No account-manager layer, no junior-first delivery. Your partner is on email, on calls, and on the hook.

Fixed fees, written up front

You get a scope and a price. No 6-minute time sheets. No quarterly top-ups. If we got it wrong, we absorb it.

Big 4 playbook, without the politics

Our senior team came up at the Big 4. We kept the rigour. We lost the 200-slide decks and the invoice surprises.

Advice that actually arrives

Most accountants wait to be asked. We call you before you know you needed calling. It's the difference between a scorekeeper and a coach.

Switching made simple

Moving accountants, easier than you think.

Whether you're changing from another firm or starting fresh, we make the transition smooth and stress-free. Most clients are fully live within 10 business days.

01

Getting started

All it takes is signing your engagement letter. From there, we'll take care of everything and get you up and running quickly.

02

Liaising with your previous accountant

If you're already working with someone else, don't worry. We'll reach out directly and handle the handover on your behalf.

03

We handle the setup

Simply provide us access to your existing records or software, either online or by post, and we'll manage the full setup so you can focus on your business.

Start the switch No obligation · 45-min discovery call with a partner
Why clients stay

Partner-led work. Founder-grade outcomes.

We grow entirely by referral. The quickest way to tell if we're good is to hear it from people who already work with us.

FMY rebuilt our finance function in six weeks. Our monthly board pack went from a fire drill to something I actually enjoy reading.
CEO
Series A biotech company
Outcome
Closed Series A in 4 months
We switched after years of opaque invoices from a Top 20 firm. FMY's pricing is fixed, the partner picks up the phone, and the quality is better. No contest.
Founder
UK food & beverage business
Outcome
Saved £42k in fees year one
The R&D claim they prepared stood up to an HMRC enquiry without a single amendment. That's the standard you want.
CFO
Life sciences company
Outcome
£168k R&D claim approved
Our VFO partner spotted a margin issue three months before it would have hit us. That alone paid for the relationship.
Managing Director
Hospitality group
Outcome
Margin recovered within Q2
Questions, answered

The questions we get before the paperwork.

The FMY Brief

Subscribe to our newsletters.

Have questions or ready to get started? We'd love to hear from you and explore how FMY Chartered Accountants can support your financial goals.

  • One concise tax & finance update each month
  • Written by our partners, no agency copy
  • Unsubscribe in one click, no questions asked

Your details are never shared. One email per month, max.

Take the first step

45 minutes with a partner could save you your year-end.